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	<title>Proxcool.com</title>
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	<description>Coolest Future</description>
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		<title>Eagle Ranch Academy Releases New Teen Healing and Abuse Educational Ebook</title>
		<link>http://proxcool.com/eagle-ranch-academy-releases-new-teen-healing-and-abuse-educational-ebook/</link>
		<comments>http://proxcool.com/eagle-ranch-academy-releases-new-teen-healing-and-abuse-educational-ebook/#comments</comments>
		<pubDate>Fri, 18 May 2012 15:00:25 +0000</pubDate>
		<dc:creator>samantha</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Abuse]]></category>
		<category><![CDATA[Academy]]></category>
		<category><![CDATA[Eagle]]></category>
		<category><![CDATA[Ebook]]></category>
		<category><![CDATA[Educational]]></category>
		<category><![CDATA[healing:]]></category>
		<category><![CDATA[Ranch]]></category>
		<category><![CDATA[Releases]]></category>

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		<description><![CDATA[St. George, UT (PRWEB) May 17, 2012 Eagle Ranch Academy is a licensed residential treatment center that devotes their actions to healing teens from harmful actions and providing the needed education and facility to help teens live a future life of health and mental clarity. This new educational ebook is just a snippet of what ERA has to offer kids enrolled in their treatment program. Eagle Ranch Academy&#8217;s educational ebook features different mechanisms that can help a child recover and [...]]]></description>
			<content:encoded><![CDATA[<p class="releaseDateline">St. George, UT (PRWEB) May 17, 2012 </p>
<p> Eagle Ranch Academy is a licensed residential treatment center that devotes their actions to healing teens from harmful actions and providing the needed education and facility to help teens live a future life of health and mental clarity.<span id="more-1174"></span> </p>
<p>This new educational ebook is just a snippet of what ERA has to offer kids enrolled in their treatment program. </p>
<p>Eagle Ranch Academy&#8217;s educational ebook features different mechanisms that can help a child recover and heal from grieving or mental hang-ups. This ebook is geared towards liberating teens from feelings of beliefs of low self-esteem and uselessness. Treatment for kids that may be troubled goes farther than just reading this ebook, but this is a good place to start. </p>
<p>ERA provides a great out of home environment for a teen in need of healing, and carries many of the tools necessary to treat, heal, educate, and liberate a struggling child. Look more on their website to get more information on how to heal a teen through learning and education. This school for troubled teens helps parents everywhere see the good in their teens and develop a better relationship with them through the tools provided by Eagle Ranch Academy. ERA’s mission is to bring families closer together in the home and on a relationship basis. Therapy is a great way to bring families closer together, and a great way to help parents comprehend their teens better in having an outlook different from theirs. Counselors provide an outlook from a teen perspective and from a parent perspective, helping in better communication between both parties. This is a great action to take as well as using the learning in this ebook to promote teen treatment and healing. </p>
<p>This new educational ebook is just a snippet of what ERA has to offer kids enrolled in their treatment program. </p>
<p>Eagle Ranch Academy&#8217;s educational ebook features different mechanisms that can help a child recover and heal from grieving or mental hang ups. This ebook is geared towards liberating teens from feelings of beliefs of low self esteem and uselessness. Treatment for kids that may be troubled goes farther than just reading this ebook, but this is a good place to start. </p>
<p>ERA provides a great out of home environment for a teen in need of healing, and carries many of the tools necessary to treat, heal, educate, and liberate a struggling child.</p></p>
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		<title>Hi-tech housing of the future is revealed</title>
		<link>http://proxcool.com/hi-tech-housing-of-the-future-is-revealed/</link>
		<comments>http://proxcool.com/hi-tech-housing-of-the-future-is-revealed/#comments</comments>
		<pubDate>Fri, 18 May 2012 00:00:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Future]]></category>
		<category><![CDATA[Hi-tech]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[revealed]]></category>

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		<description><![CDATA[Hi-tech housing of the future is revealed 10:30am Thursday 17th May 2012 in News By Sam McGregor An artist&#8217;s impression of the eco town A2 Dominion will build 393 homes packed with eco technology to kickstart a 5,000-home eco settlement at North West Bicester. Built in traditional style, the homes will feature free daytime electricity from solar panels, cut price heating from underground pipes and bulk buying deals. Diggers are expected to roll on to the site off Banbury Road [...]]]></description>
			<content:encoded><![CDATA[<p>Hi-tech housing of the future is revealed
<p class="articleInfo clearfix">            10:30am Thursday 17th May 2012 in News                                                                                         By Sam McGregor                                    </p>
<p class="articlePhoto">                    <img src="http:////resources/images/2006556/?type=articleLandscape" title="" alt="An artist's impression of the eco town" border="0" />An artist&#8217;s impression of the eco town                 </p>
</p>
<p>  A2 Dominion will build 393 homes packed with eco technology to kickstart a 5,000-home eco settlement at North West Bicester.<span id="more-1173"></span></p>
<p>  Built in traditional style, the homes will feature free daytime electricity from solar panels, cut price heating from underground pipes and bulk buying deals.</p>
<p>  Diggers are expected to roll on to the site off Banbury Road this autumn and the first eco residents could be in by Christmas 2013.</p>
<p>  Plans for the first phase – homes, a school, pub, business centre and shops – were approved last summer.</p>
</p>
<p>  “Hopefully the extra work we are going to do is going to create that sense of community. It’s not just 400 boxes but a sustainable community.”</p>
<p>  The firm has been involved in building eco homes in Oxford – at Salesian Gardens, Temple Cowley, and Sunnymeade Court, Cutteslowe – to eco level code four, but the Bicester scheme will take it to  the next level.</p>
<p>  Mr Hornblow said: “Code level five is a huge difference as it’s zero carbon on the energy side. It’s the only scheme in the country building the true definition of zero carbon.</p>
<p>  “It does cost more to build an eco house – whether we can achieve a high sales value is still to be decided. Nobody has done it.</p>
<p>  “We don’t know at the moment but we anticipate them to be similar prices to any other development.”</p>
<p>  The highest level is code six, but developers state the site will be unique when taken as a whole development.</p>
<p>  One of the toughest challenges will be to hit the target to reduce automobile usage.</p>
<p>  Developers hope the estate will have no more than 50 per cent of trips made by car, compared to a survey showing 67.5 per cent currently in Bicester.</p>
<p>  Mr Hornblow said: “We are trying to be realistic and practical about these targets. It will change over time, but it’s a huge ask.”</p>
<p>  To hit the target, initiatives will be included such as electric automobile charging points, a automobile club, footpaths and cycleways and a bus service – organised by the developers – with stops a maximum of  400m from any home.</p>
<p>  Every house will have solar panels, making the scheme the largest residential solar array in the country, rainwater harvesting and heat provided from underground pipes.</p>
<p>  The so-called exemplar site will be built in four phases over five years.</p>
<p>  Mr Hornblow also confirmed A2 Dominion, which has a base in Botley Road, Oxford, had concurred to build all social housing across the entire 5,000 home settlement.</p>
<p>  Cherwell District Council confirmed it would pay £2.16m towards the primary school, £4m for the eco business centre and £3m for the  energy centre using Government grants. A2 Dominion has also contributed £3.5m to the cost of the school.</p>
<p>  Anti eco town campaigner Tony Walton, chairman of action group Bicester Against Eco Con (BaECON), stated there were many questions still left unanswered.</p>
<p>  The group is unhappy the council is contributing £9m to the infrastructure of the scheme and has labeled it a “white elephant”, saying its location and size are wrong.</p>
<p>  Mr Walton said: “BaECON intend to analyze the planning process, coordinate interested private and professional parties and continue to inform the public.”</p>
<p>  A masterplan for the entire site is still being worked on by eco town facilitator P3Eco. It is looking at wildlife and archaeological surveys, and is due to be ready early next year.</p>
<p>  Owen Robinson, a property consultant with Taylors Estate Agents, Market Square, Bicester, said: “I think the homes will definitely attract people. It’s a question of selling point and these houses  will appeal to a lot of people, but it’s a difficult one to call. In principal it’s a good idea but I don’t know whether they’ll pull it off or not.</p>
<p>  “The amount of people who come through the doors looking for an eco house is minimal.”</p>
<p>  What the estate will include&#8230; A2 Dominion has planning permission to build the first 393 homes– 274 for private sale, 26 shared ownership and 93 rental properties. Homes will be designed for a  lifetime meaning they can be adapted easily, and 64 per cent will be designed so a room can be built in the attic. The ethos of the site will be community, it will include play areas, communal  barbecues areas, herb boxes, allotments, and seating. The design will encourage kids to play in the street. Two entrances will be built both off the B4100 Banbury Road, and a new speed limit is  likely to be introduced with a 20mph limit on the estate. Old hedgerows will be kept and moved within the site Ponds will be created to increase biodiversity. Traditional local materials will be  used in construction and those manufactured will use green processes. Technology will be designed to cope with climate change of up to 10C. All appliances with be included and will be the highest  environmental standard at the time. A tablet computer in every home will give real time information about buses, traffic and energy usage, and community messaging. A automobile club will be run by firm  Common Wheels. Ten apprenticeships will be created. A gas powered combined heat and power plant will supply heat. Gas is purchased in bulk and the cheaper rate passed on to households. All properties  will have at least one parking space. Large properties will include a home office. Work will go towards environmental kitemark One Planet endorsement, currently only held by six developers in the  country and 20 globally. There will be a bus-only stretch of road between phases one/two and three/four. For more information see nwbicester.co.uk </p>
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		<title>US housing market gains traction</title>
		<link>http://proxcool.com/us-housing-market-gains-traction/</link>
		<comments>http://proxcool.com/us-housing-market-gains-traction/#comments</comments>
		<pubDate>Thu, 17 May 2012 20:00:07 +0000</pubDate>
		<dc:creator>Alina</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[April]]></category>
		<category><![CDATA[Building]]></category>
		<category><![CDATA[cent]]></category>
		<category><![CDATA[demand]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[rebound]]></category>
		<category><![CDATA[Reuters]]></category>
		<category><![CDATA[unit]]></category>

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		<description><![CDATA[WASHINGTON A rebound in groundbreaking for US homes in April suggested the housing market recovery was gaining some traction, even though permits for future building fell. The Commerce Department stated housing starts increased 2.6 per cent to a seasonally adjusted annual rate of 717,000 units. March’s starts were revised up to a 699,000-unit pace from a previously reported 654,000 unit rate. Economists polled by Reuters had forecast housing starts rising to 680,000-unit rate. Compared to April last year, residential construction [...]]]></description>
			<content:encoded><![CDATA[<p>WASHINGTON A rebound in groundbreaking for US homes in April suggested the housing market recovery was gaining some traction, even though permits for future building fell.
<p>The Commerce Department stated housing starts increased 2.6 per cent to a seasonally adjusted annual rate of 717,000 units. March’s starts were revised up to a 699,000-unit pace from a previously reported 654,000 unit rate.<span id="more-1172"></span> </p>
<p>Economists polled by Reuters had forecast housing starts rising to 680,000-unit rate. Compared to April last year, residential construction was up 29.9 per cent. </p>
<p>The housing market is showing some signs of life after collapsing six years ago, but remains hobbled by a glut of unsold homes. </p>
<p>However, rising demand for rentals, which has seen builders breaking more ground on apartment projects, is helping to stabilise the market. </p>
<p>“Ideally supply is getting more in line with demand, and low rates may be finally helping the turnaround, stated David Carter, chief investment officer at Lenox Wealth Advisers in New York. </p>
<p>“However, this housing story is much smaller than news out of Greece and might get easily forgotten.” </p>
<p>US stock index futures added slightly to earlier gains after the data, while Treasury debt prices held on to earlier losses. </p>
<p>Although home building accounts for about 2.3 per cent of gross domestic product, the housing market has an outsized reach on the US economy. </p>
<p>Reuters</p>
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		<title>Someone born today won&#039;t get state pension until age 77, says PwC</title>
		<link>http://proxcool.com/someone-born-today-wont-get-state-pension-until-age-77-says-pwc/</link>
		<comments>http://proxcool.com/someone-born-today-wont-get-state-pension-until-age-77-says-pwc/#comments</comments>
		<pubDate>Thu, 17 May 2012 15:00:14 +0000</pubDate>
		<dc:creator>robert</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[age]]></category>
		<category><![CDATA[day]]></category>
		<category><![CDATA[head]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[PwC]]></category>
		<category><![CDATA[say]]></category>
		<category><![CDATA[someone]]></category>
		<category><![CDATA[Today]]></category>
		<category><![CDATA[working]]></category>

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		<description><![CDATA[Someone born this day won’t get say pension until age 77, states PwC LONDON &#8212; The long working life ahead of today’s kids is highlighted by new PwC projections. Someone born this day is unlikely to receive their say pension until they reach 77. Their kids will be working into their mid 80s. The Queen Speech’s outlined plans that the say pension age will be linked to longevity, after increasing it to 67 by 2028. PwC projects it will have [...]]]></description>
			<content:encoded><![CDATA[<p>Someone born this day won’t get say pension until age 77, states PwC</p>
<p>LONDON &#8212; The long working life ahead of today’s kids is highlighted by new PwC projections. Someone born this day is unlikely to receive their say pension until they reach 77. Their kids will be working into their mid 80s.<span id="more-1171"></span></p>
<p>The Queen Speech’s outlined plans that the say pension age will be linked to longevity, after increasing it to 67 by 2028. PwC projects it will have to rise again to 68 soon afterwards, by 2031 so affecting those aged 48 or younger now. People in their late 30s this day can anticipate to wait until they’re 70 to receive their say pension.</p>
<p>PwC’s projections are based on the rate the say pension age has been accelerating and analysis of future life expectancies, taking into account recent figures from the Office of National Statistics that one-third of babies born in 2012 are expected to survive to celebrate their 100th birthday.</p>
<p>PwC’s research highlights that, while people born this day will be working for longer, increased life expectancies mean they can anticipate to spend as long in retirement &#8211; around 20 years on average.</p>
<p>Raj Mody, head of pensions at PwC, commented: “Many people born this day face working from 17 to 77. Most people will want to stop working sooner but may not be able to afford to bridge the gap to the begin of their say pension. The rising say pension age puts even more pressure on people to save. Even those people in middle age this day whose say pension age might shift by a couple of years may want to begin revising their plans now.”</p>
<p>Jon Andrews, head of the HR practice at PwC, added: “The gradually rising say pension age raises huge questions for employers. For instance, what impact will the aging workforce have on opportunities for younger employees? How will companies have to adapt their organisation models and working practices? What changes do they need to make now to the benefits they offer their employees? Will they need to offer mid career breaks? This isn’t some futuristic scenario – the say pension age is increasing steadily and firms need to begin planning and adapting now.” </p>
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		<title>Details revealed of plans for Romney Marsh nuclear waste disposal</title>
		<link>http://proxcool.com/details-revealed-of-plans-for-romney-marsh-nuclear-waste-disposal/</link>
		<comments>http://proxcool.com/details-revealed-of-plans-for-romney-marsh-nuclear-waste-disposal/#comments</comments>
		<pubDate>Thu, 17 May 2012 11:00:42 +0000</pubDate>
		<dc:creator>Gillan</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[details]]></category>
		<category><![CDATA[disposal]]></category>
		<category><![CDATA[Marsh]]></category>
		<category><![CDATA[nuclear]]></category>
		<category><![CDATA[plans]]></category>
		<category><![CDATA[revealed]]></category>
		<category><![CDATA[Romney]]></category>
		<category><![CDATA[waste]]></category>

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		<description><![CDATA[RADIOACTIVE waste from across the UK could be buried up to 3,300 feet under Romney Marsh as part of controversial plans to build a £12billion disposal centre. Shepway District Council is inviting residents to voice their opinions about a potential nuclear research and disposal facility which would have a surface size of 1km sq – the same size as the Channel Tunnel site in Folkestone. &#13;Sue Wood, Picture of the week, Lydd, Lydd Airport &#13;Potential Romney Marsh nuclear waste facility [...]]]></description>
			<content:encoded><![CDATA[<p>RADIOACTIVE waste from across the UK could be buried up to 3,300 feet under Romney Marsh as part of controversial plans to build a  £12billion disposal centre.</p>
<p>Shepway District Council is inviting residents to voice their opinions about a potential nuclear research and disposal facility which would have a surface size of 1km sq – the same size as the Channel Tunnel site in Folkestone.<span id="more-1170"></span></p>
<p class="caption">&#13;Sue Wood, Picture of the week, Lydd, Lydd Airport</p>
<p class="caption">&#13;Potential Romney Marsh nuclear waste facility</p>
<p class="caption">&#13;Potential Romney Marsh nuclear waste facility</p>
<p class="caption">&#13;LOOK OF THE FUTURE?   Computer-generated images of the layout of the nuclear research and disposal facility above and below ground</p>
<p>&#13;&#13;
<p>High-level radioactive material and spent fuel would be transported into the area – dubbed the &#8220;jewel in the crown&#8221; of Shepway by some – from across the country by rail and buried at depths of up to 3,300ft deep –  six times the height of the Blackpool Tower.</p>
<p>A specific location has not yet been identified, but it is unlikely to be near the current power station at Dungeness.</p>
<p>The Government wants to build a national centre and has been looking for communities to volunteer since 2008. So far only one area, in West Cumbria, has shown an interest.</p>
<p>SDC has stressed the plan is &#8220;nowhere near a done deal&#8221; and that  it wants to listen to residents&#8217; views, before councillors vote in September on whether a formal expression of interest should be made.</p>
<p>The authority has set aside £40,000 to pay for the consultation and has sent out letters to more than 10,000 homes and 650 businesses on the Marsh this week.</p>
<p>Speaking to the Herald at a meeting on Monday, SDC chief executive Alistair Stewart stated the council does not have a formal view on the plans and stressed it was only at the first stage of a long process.</p>
<p>While the creation of a waste disposal centre could create up to 1,000 jobs and includes a &#8220;community benefits package&#8221;, SDC admitted the potential risks include environmental damage, disruption and the effect on tourism, health and house prices.</p>
<p>Countries such as America and Sweden already have similar geological disposal facilities, while France, Belgium and Switzerland are at various stages of the planning process.</p>
<p>A website –  www.RomneyMars hNRDF.org.uk – will be launched this day (Thursday) by SDC to encourage public submissions.</p>
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		<title>British homes lack basic storage, says RIBA</title>
		<link>http://proxcool.com/british-homes-lack-basic-storage-says-riba/</link>
		<comments>http://proxcool.com/british-homes-lack-basic-storage-says-riba/#comments</comments>
		<pubDate>Thu, 17 May 2012 00:00:23 +0000</pubDate>
		<dc:creator>robert</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[basic]]></category>
		<category><![CDATA[British]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[Storage]]></category>

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		<description><![CDATA[A new study shows people are unhappy with the amount of storage space in their homes, with some unable to find a place for the hoover The RIBA and Ipsos MORI research looked at how people use their homes and what they look for when seeking a new place to live. Feeding into the institute’s Future Homes Commission – a national inquiry into the design and deliver of UK housing stock – the programme identified eight key factors which shape [...]]]></description>
			<content:encoded><![CDATA[<p>A new study shows people are unhappy with the amount of storage space in their homes, with some unable to find a place for the hoover</p>
<p>The RIBA and Ipsos MORI research looked at how people use their homes and what they look for when seeking a new place to live.</p>
<p>Feeding into the institute’s Future Homes Commission – a national inquiry into the design and deliver of UK housing stock – the programme identified eight key factors which shape domestic expectations.<span id="more-1169"></span></p>
<p>Storage space topped the list, with respondents calling for spaces suitable for long-term and short-term storage.</p>
<p>Some households were so challenged by a lack of space that extraordinary solutions had to be employed such as storing the vacuum cleaner at a relative’s house and keeping groceries in the boot of a car.</p>
<p>Ipsos MORI chief executive Ben Page stated the research showed UK housing to be ‘cramped and poorly planned’.  </p>
<p>RIBA chief executive Harry Rich said: ‘It has been over half a century since a government-tasked committee researched how households live, yet the size and designs of homes being built now are still defined by that great but out-of-date report – from a time when we had sewing boxes in our living rooms and indoor toilets needed regulating.</p>
<p>‘Until this day there has been no evidence base that sets out how we are living now and what we want from our homes. This new research provides important evidence on which we can base some changes to the way our homes are designed, delivered, marketed and sold to us.’</p>
<p>The study concluded that consumers would like an independent body to regulate the quality of new homes and free information to help compare noise, light, safety and environmental performance.</p>
<p> </p>
<p>Consumers’ eight key housing needs
<p> </p>
<p>1. Long-term and short-term storage for functional items, and for personal possessions people have chosen to keep during their lives</p>
<p>2. Dedicated space for domestic utility tasks, such as vacuum cleaners, washing, drying and ironing clothes as well as storing rubbish and recycling</p>
<p>3. Large windows for natural light, massive rooms and high ceilings– these are typically referred to as ‘period features’. A ‘sense of space’ is vital to people’s wellbeing, and expectations of a new home are often shaped by the homes we have lived in previously.</p>
<p>4. Large main living area &#8211; for social functions such as eating and pleasing and relaxing.   People typically prefer to have an element of open-plan layout to accommodate pleasing friends or family, regardless of age or lifestyle. </p>
<p>5. Layouts which take into account technology used within the home- we want our homes to have enough sockets and storage for technology to enable us to arrange furniture and rooms in different layouts. </p>
<p>6. Space for private time away from other members of the household– across all age groups, and especially where generations live together, private space makes an important contribution to our sense of wellbeing within our homes. Noise reduction within and between households is also essential.   </p>
<p>7. Private space outside or access to green public space in urban locations – this is important for wellbeing for all, and particularly crucial for families; parents like a safe place for kids to play outside.</p>
<p>8. Options for different home layouts. Despite some universal needs such as flexible space to entertain and socialise, there were different needs and expectations according to the life stage or the size and age of households and families, which meant that there was no single, standard layout that would cater for all people.</p>
<p> </p>
<p> </p>
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		<title>Housing starts add to recovery signs</title>
		<link>http://proxcool.com/housing-starts-add-to-recovery-signs/</link>
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		<pubDate>Wed, 16 May 2012 20:00:20 +0000</pubDate>
		<dc:creator>samantha</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[recovery]]></category>
		<category><![CDATA[signs]]></category>
		<category><![CDATA[starts]]></category>

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		<description><![CDATA[(Kevin Lamarque Reuters,…) 9:08 a.m. EST, May 16, 2012&#124;Reuters WASHINGTON &#8211; A rebound in groundbreaking for homes in April suggested the housing market recovery was gaining some traction, even though permits for future building fell. The Commerce Department stated housing starts increased 2.6 percent to a seasonally adjusted annual rate of 717,000 units. March&#8217;s starts were revised up to a 699,000-unit pace from a previously reported 654,000 unit rate. Economists polled by Reuters had forecast housing starts rising to 680,000-unit [...]]]></description>
			<content:encoded><![CDATA[<p>(Kevin Lamarque  Reuters,…)</p>
<p>9:08 a.m. EST, May 16, 2012|Reuters</p>
<p>WASHINGTON  &#8211; A rebound in groundbreaking for homes in April suggested the housing market recovery was gaining some traction, even though permits for future building fell.</p>
<p> The Commerce Department stated housing starts increased 2.6 percent to a seasonally adjusted annual rate of 717,000 units.<span id="more-1168"></span> March&#8217;s starts were revised up to a 699,000-unit pace from a previously reported 654,000 unit rate.</p>
<p> Economists polled by Reuters had forecast housing starts rising to 680,000-unit rate. Compared to April last year, residential construction was up 29.9 percent.</p>
<p> The housing market is showing some signs of life after collapsing six years ago, but remains hobbled by a glut of unsold homes.</p>
<p> However, rising demand for rentals, which has seen builders breaking more ground on apartment projects, is helping to stabilize the market.</p>
<p> &#8220;Ideally supply is getting more in line with demand, and low rates may be finally helping the turnaround, stated David Carter, chief investment officer At Lenox Wealth Advisors in New York. &#8220;However, this housing story is much smaller than news out of Greece and might get easily forgotten.&#8221;</p>
<p> U.S. stock index futures added slightly to earlier gains after the data, while Treasury debt prices held on to earlier losses. The dollar rose to a two-week high against the yen.</p>
<p> Although home building accounts for about 2.3 percent of gross domestic product, the housing market has an outsized reach on the U.S. economy. A separate report on Wednesday showed applications for loans to purchase homes fell last week.</p>
<p> Housing starts last month rose across the board. Groundbreaking for single-family homes increased 2.3 percent. This segment accounts for most of the market. Starts for multifamily homes advanced 3.2 percent.</p>
<p> Despite last month&#8217;s overall jump in starts, they remain less than a third of their peak in January 2006. Residential construction in the first quarter grew at the fastest pace in almost two years and is expected to contribute to economic growth this year for the first time since 2005.</p>
<p> Last month, housing starts rose in two of the four regions, but fell 20.7 percent in the Northeast, suggesting a payback for the unusually warm weather that had boosted activity.</p>
<p> Sentiment among home builders touched a five-year high in May, a survey showed on Tuesday, amid growing optimism about current sales and buyer traffic over the next six months.</p>
<p> That suggests the 7 percent drop in permits to a 715,00-unit pace last month would be temporary. March&#8217;s permits were revised to a 769,000-unit rate, the highest since September 2008.</p>
<p> Economists had expected permits to fall to a 730,000-unit pace from March&#8217;s previously reported 764,000-unit rate.</p>
<p> Permits to build single-family homes rose 1.9 percent in April to a 475,000-unit pace. Permits for multifamily homes fell 20.8 percent to a 240,000-unit rate.</p>
<p> (Reporting By Lucia Mutikani; Editing by Neil Stempleman)</p>
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		<title>Residents view Georgetown area plans by developer</title>
		<link>http://proxcool.com/residents-view-georgetown-area-plans-by-developer/</link>
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		<pubDate>Wed, 16 May 2012 00:00:11 +0000</pubDate>
		<dc:creator>jessica</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[developer]]></category>
		<category><![CDATA[Georgetown]]></category>
		<category><![CDATA[plans]]></category>
		<category><![CDATA[residents]]></category>

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		<description><![CDATA[Nearly 100 citizens attended the city’s meeting last week to view plans by John Wieland Homes and Neighborhoods for the 16 and 19 acre tracts of land in the Georgetown area. The displayed plans included the location of layout of future homes, parks, a commercial node and multi-use trails as well as the types of homes and size of parks. On the 16-acre parcel, the developer plans to build a variety of homes including some with shared walls with square [...]]]></description>
			<content:encoded><![CDATA[<p>Nearly 100 citizens attended the city’s meeting last week to view plans by John Wieland Homes and Neighborhoods for the 16 and 19 acre tracts of land in the Georgetown area. The displayed plans included the location of layout of future homes, parks, a commercial node and multi-use trails as well as the types of homes and size of parks.<span id="more-1167"></span></p>
<p>On the 16-acre parcel, the developer plans to build a variety of homes including some with shared walls with square footage from 2,100 to more than 3,000.</p>
<p>Creating a village feel is how the city described this tract of land which will also include two small parks of 1.4 and 1.9 acres, a playground on the Chamblee Dunwoody Road side of the property and a future 3-acre neighborhood commercial node on the North Shallowford Road side of the site.</p>
<p>In contrast, the 19-acre site includes what the city describes as a quiet enclave of homes, tucked away from the liveliness of a 5-acre open field park. The neighborhood on this property will be gated and the homes targeted to empty nesters with master bedrooms on the main floor and simple to maintain lots.</p>
<p>After a formal presentation by Warren Hutmacher, city manager, citizens had the opportunity to ask questions.</p>
<p>Bob Dallas asked if the massive park on the 19-acre site could be used for organized sports.</p>
<p>Hutmacher stated that the space is going to end up being a passive environment.</p>
<p>“There will be massive open fields that certainly could be used by groups to have a soccer game, or throw the frisbee around,” stated Hutmacher, “but it wouldn’t be anything where we would lease the space or grant for athletic associations to have scheduled reserved activities on the park.”</p>
<p>Pat Eubank stated she was pleased about the concept of master bedrooms on the main floor.</p>
<p>“Older community residents who have been here a long time want to stay, are willing to pay for quality construction, but I don’t want as much yard to maintain, or as huge a house to maintain,” stated Eubank.</p>
<p>Eubank also asked the developers to group like styles of homes together and not put homes of lesser value across from each other.</p>
<p>Rob Palmer asked where the flood plain that exists on the back 2.8 acres of the 19-acre site fits into the plans.</p>
<p>“That will be city property and it will remain in its current condition, wooded,” stated Hutmacher. “We may put in some internal trail network and cut out some of the underbrush, but the plan there is to leave it as a natural area as most we can.”</p>
<p>Palmer also asked if the residents that will be affected by the trail connecting Brook Run Park and the 19-acre site have been informed of the plans and possible risks to their property.</p>
<p>Hutmacher stated that the route has not been determined for that yet.</p>
<p>“The city does not have that property under control,” stated Hutmacher. “We’re exploring that right now. The idea is to try to keep as close to Nancy Creek as possible and to avoid going right next to the residential properties. As plans evolve and we get the land under control, that will be something that will be very publicly shared and the route will be developed with public input.”</p>
<p>Renate Herod asked why the new plans looked nothing like the Georgetown master plan.</p>
<p>“Some of the things on the master plan stated that if there was any housing in the area that it would basically be senior housing,” stated Herod. “I don’t see that either and it says, while if possible the entire 16-acre site would be utilized as a community park, but if not then it could be a park with civic use or a YMCA or something.”</p>
<p>Hutmacher stated that was an excerpt from the Georgetown master plan, a 200-page document and that this development was in line with that master plan.</p>
<p>“Is it exactly how the designers may have drawn it or have some elements changed,” stated Hutmacher. “Sure, it happens because it’s a plan and then this is something that would be market-based, so there are going to be some changes from what that is. But we think that the elements of this plan closely match what the community asked for in the Georgetown master plan.”</p>
<p>Danny Ross asked if the multi-use trails would grant golf carts.</p>
<p>“We haven’t gotten that far in depth to create the rules for the trails and what we’re going to grant and I think that will be a policy decision by the city council as to what they would recommend for that,” stated Hutmacher.</p>
<p>Kris McNeese asked why some homes on the 16 acre site would have shared walls.</p>
<p>“I would not want to share a wall with someone,” stated McNeese.</p>
<p>“Density is one of the benefits of a shared wall,” stated Michelle Horstemeyer, division president for John Wieland homes. “They all have a side yard and a back yard. They live very much like a single family home. They’ve been very, very successful for us and I think they will be here as well.”</p>
<p>When asked about the timeline for parks construction on these sites, Hutmacher stated that this was an area where John Wieland Homes and the city’s interests are aligned.</p>
<p>“They would like for us to build the parks as fast as humanly possible and so would we,” stated Hutmacher. “I believe in the letter of intent, we’re looking at completing construction on the two small parks on the 16 acre site in 2013 and the beginning of 2014.”</p>
<p>Hutmacher stated that due to the transaction on the 19-acre site, he anticipates that the 5-acre park could be built in 2015.</p>
<p>“We’re going to put the resources into the 2013 and 2014 budget to build out the 16 acre site and then as funds become available, hopefully in 2015, build out the other site,” stated Hutmacher.</p>
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		<title>Haymarket Pushcarts: A Whole New Market</title>
		<link>http://proxcool.com/haymarket-pushcarts-a-whole-new-market/</link>
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		<pubDate>Mon, 14 May 2012 20:00:09 +0000</pubDate>
		<dc:creator>hilman</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Haymarket]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[Pushcarts:]]></category>
		<category><![CDATA[Whole]]></category>

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		<description><![CDATA[By Robert Skole, Commercial St. You may recall that not too many years ago the pushcarts were run by, let’s say, colorful local businessmen. The rule for years was: “Don’t touch.”  The common admonition was, “Hey, Lady ! You wanna pick?? Go to Stop and Shop.”  The owners would do the picking for you. Well,  you generally got what you paid for. You hoped. It was chancy. The pushcarts were a  hodge-podge of rickety stands, some under tents, some not, some [...]]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter size-medium wp-image-12915" title="Haymarket Pushcarts Vegetables" src="http://NorthEndWaterfront.com/wp-content/uploads/2012/05/Haymarket-Pushcarts-Vegetables-600x663.jpg" alt="" width="600" height="663" /></p>
<p>By Robert Skole, Commercial St.</p>
</p>
<p>You may recall that not too many years ago the pushcarts were run by, let’s say, colorful local businessmen.<span id="more-1166"></span> The rule for years was: “Don’t touch.”  The common admonition was, “Hey, Lady ! You wanna pick?? Go to Stop and Shop.”  The owners would do the picking for you. Well,  you generally got what you paid for. You hoped. It was chancy. The pushcarts were a  hodge-podge of rickety stands, some under tents, some not, some built on boxes and  shaky saw-horses, defying gravity. Old timers remember when they were real pushcarts.</p>
<p>And there might be some who remember the pushcart races, when police would set up a starting line and let the cart owners race to a sport in a ready-set-go early morning start.. The first and fastest ones got the prime locations. The race reduced discussions and debate.</p>
<p>All that has changed. There are 196 pushcarts  — on Hanover, Blackstone and North streets. The operation is managed by the Haymarket Pushcart Association, consisting of some 50 owners. (Some own more than one stand.) The pushcarts now all have more or less similar stands, under similar tents. But it’s still attractive, colorful, something tourists love to photograph.  How can stands full of fruit and vegetables not be colorful?</p>
<p>Fish stands occupy the end of Hanover St. toward Congress St., at least in the winter and cool months of spring and autumn. The oyster and clam bar is always at the same place in the middle of Hanover.  (We were lucky to find live crayfish there a few years back. A rare treat. We wish they’d return.)</p>
<p>The biggest change of the pushcarts is in the people who run them. They used be all Italian men. Today, there are god-knows how many different nationalities: Hispanics, Asians, African-Americans, Arabs, Haitians – and probably some Yankees and Irish and Italians, too. The new owners offer ethnic specialties that were unknown at Haymarket a few years ago — from Latin American and Caribbean  fruit  to  Asian vegetables. Several pushcarts specialize in herbs. Who would have imagined you could find stalks of sugar cane at Haymarket?</p>
<p>This reflects how customers represent just about every ethnic group and neighborhood in Boston. From students to pensioners and lots of folk with massive families –  from Beacon Hill to Chinatown to Roxbury and Dorchester –  all wise shoppers buying fruit and vegetables at bargain prices.</p>
<p>North Enders and West Enders obviously love the pushcarts. The Haymarket area is reserved for pushcarts by state law. This means the city can’t kick out the pushcarts and hand over the land to a connected developer for high-rise office buildings or some other monumental monstrosity.</p>
<p>Perhaps the ideal change of the pushcarts in recent years is that  many women are now working in or running the stands. They seem to have brought with them a new level of polite service to Haymarket.</p>
<p>Okay, to be accurate, there still are a few of the, “Hey, don’t pick” vendors, and some who  flunked manners in First Grade.  But their customers don’t take their advice and go to the supermarket  (there’s none in the neighborhood, anyhow, thank you very much Mayor Menino and your BRA, for the unfulfilled promises going back 15 years). Now, poorly-served customers can simply turn  to one of the majority of pushcarts where it’s self-service and “Thank you.”</p>
<p>Quality? I’d say, it’s excellent, compared with the price. Obviously, one must shop wisely. Some fruit or vegetables can be very ripe, but  fine for immediate use.</p>
<p>All this will be introduced to a whole new customer base if the public markets ever open and attract visitors by the millions  (yes, one developer mentioned millions strolling over from Faneuil Hall and Quincy Market).  But those public markets are the vision of the Mayor, Governor, the BRA and Department of Transportation. So don’t hold your breath waiting for them to open and succeed.</p>
<p>But the Haymarket pushcarts are already here and continually improving their product, service, quality, variety, color, and offering amazing bargains.</p>
<p># # #</p>
</p>
<p>Previous posts that you may find interesting:</p>
<p>Boston Public Market Association Makes Its Pitch as Sole Bidder for Parcel 7; Haymarket Questions AboundState Commissions Study for Local Public Food Market Near Haymarket
<p>Posted by:Bob Skole</p>
<p class="tags">Tags: Commentary, Featured, Haymarket, Public Market</p>
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		<title>Why you need a savings account &#8211; American Heritage Bank</title>
		<link>http://proxcool.com/why-you-need-a-savings-account-american-heritage-bank/</link>
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		<pubDate>Sat, 12 May 2012 15:00:10 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[account]]></category>
		<category><![CDATA[American]]></category>
		<category><![CDATA[heritage]]></category>
		<category><![CDATA[Savings]]></category>

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		<description><![CDATA[Saving money is an important part of a healthy financial future. Life isn’t predictable, and knowing that you have cash on hand for emergencies, education and even the down payment for a home or automobile can be both comforting and vital during economic shifts. Additionally, you can play an important part in teaching your kids or grandchildren about saving for a rainy day by helping them open their own savings accounts. Small minimums, huge convenience. The great thing about opening [...]]]></description>
			<content:encoded><![CDATA[<p>Saving money is an important part of a healthy financial future.</p>
<p>Life isn’t predictable, and knowing that you have cash on hand for emergencies, education and even the down payment for a home or automobile can be both comforting and vital during economic shifts.</p>
<p>Additionally, you can play an important part in teaching your kids or grandchildren about saving for a rainy day by helping them open their own savings accounts.<span id="more-1165"></span></p>
<p> Small minimums, huge convenience. The great thing about opening a savings account is that, while the interest you earn may currently be low, the minimum balance is small. Plus, it’s convenient. You can make deposits and withdrawals at your local bank, or enroll in on-line banking and make transactions with the click of a mouse. You can monitor your account 24/7 and download your savings account statement too.</p>
<p> Protected and FDIC insured. Depositing money into a savings account is safer than socking it away in your mattress. Should a burglar ever enter your home, at least he won’t leave with cash in his pocket. Plus, you can monitor your account anytime, especially if you select on-line banking. Also, you’ll have peace of mind that the Federal Deposit Insurance Corporation (FDIC) insures your savings account up to at least $250,000.</p>
<p> Large purchases. Saving money for a new automobile or a cozy home is part of the American dream. Contributing regularly to a savings account is the beginning of achieving the things you want in life. Once you’ve accumulated enough money, you can graduate a portion to higher-yielding interest-bearing accounts, such as Certificates of Deposit (CDs), money market accounts or mutual funds*. Just beware that with some funds, you can’t access your cash immediately, as you can with savings accounts.</p>
<p> Higher education. A savings account is a great way to have your child or grandchild start putting money away for college or trade school. This money can also be used for textbooks, meals, dorm furniture and other costs associated with school. Alternatively, you might select to set up a “529” plan for your child’s higher education, which offers tax benefits.</p>
<p> Money for emergencies. Setting aside money for an unexpected transmission rebuild or a speeding ticket ensures that you can pay for emergencies without going into debt. A traditional savings account can bring you peace of mind when things get rocky. Many financial experts recommend having at least six months’ worth of savings for emergencies, while others recommend nine to 12 months’ worth.</p>
<p>Having a savings account in place can help you stick to your household’s budget more easily.</p>
<p>You’ll not only be saving money for the future, you’ll be more judicious about how you spend your cash, which is a great lesson for youngsters to learn too.</p>
<p>Sticking to your savings plan can help you meet your financial goals. Talk to us about  savings products and services for the entire family.</p>
<p>  Source:  American Heritage Bank </p>
<p id="copyrightStoryModule" class="fontStyle10">Copyright 2012 Scripps Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.</p>
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